Terms of Use

Terms of Use This website   (“Website”) is owned and operated by  (“RAC”, “we”, “us”, “our”). If you continue to browse and use this Website, you are agreeing to comply with and be bound by the following terms and conditions of use (collectively, “Terms”), which together with our Privacy Policy and other policies.  “Client”, “You” and “Your” refers to you, the person log on this Website, viewer, user or visitor of the Website. If you disagree with any part of these Terms, please discontinue using our Website immediately. We reserve the right to modify, alter or update these Terms at any time and you agree to be bound by such modifications, alterations and updates. These Terms are an electronic document prepared based on various laws and statutes. These Terms do not require any physical or digital signatures.

Website Content This Website, including all products, services, content, images, videos, illustrations, artwork, text, graphics, logos, buttons icons, audio, clips, blogs etc (collectively “Content”) appearing on or accessible through this Website are owned and controlled by RAC or its affiliates. The Content is copyrighted and protected by worldwide copyright laws and treaties. You hereby agree to comply with all copyright laws worldwide in Your use of this Website and to prevent any unauthorised copying of the Content. RAC does not grant any express or implied rights under any patents, trademarks, copyrights or trade secret information. As long as You comply with the Terms, we grant you a personal, non-exclusive, non-transferable and limited privilege to enter and use the Website.

Accuracy of Content This Website may contain mistakes or typographical blunders. RAC makes no representations about the accuracy, reliability, completeness, or timelines of the Website or the Content. The utilization of the Website and Content is at your hazard.

User Eligibility Use of Website is available only to the persons who can form legally binding contracts as per Indian Laws. Person who are “incompetent to contract” within the meaning of the Indian Laws are not eligible to use the Website.

Registration obligation If You use the Website, You shall be responsible for maintaining the confidentiality of your display name, password and the activities that occur under Your displayed name and password. You agree that of you provide any information that is untrue, inaccurate, not current or incomplete or We have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with the Terms, We shall have the right to suspend or terminate or block access on the Website.

Communications When you use the Website or send email or other data, information or communication to us, You agree and understand that You are communicating with Us through electronic records and You consent to receive communications via electronic records from us as and when required.

Blog and social media channels This is to inform and clarify that individuals including but not limited to the employees of RAC hereinafter referred to as “Individuals” may contribute articles and opinions on the Website entirely at the sole discretion of RAC, in the form of “blogs” as the term generally understood. You hereby acknowledge and agree that these blogs constitute the opinion of the individuals in their personal capacity, and may not represent official positions of RAC in any manner. RAC retains all copyright to these blogs. You may be permitted to post comments and feedback to these blogs or social media channels. By doing so, You expressly agree and acknowledge to abide by the following:
  1. You shall not defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of RAC or any third party.
  2. You shall not contribute any content or take any action that may in any manner adversely affect the reputation of RAC, or that is otherwise detrimental to RAC. You shall not upload or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless You own or control the rights thereto or have received all necessary consent to do the same.
  3. You shall not in any manner publish or post any inappropriate, defamatory, infringing, obscene, racist, terrorist, politically slanted, indecent or unlawful topic, name, material or information. You shall not use objectionable language or abbreviations.
  4. You shall not in any manner reveal confidential or proprietary information of any third party. Specifically, you shall not post any material for which you do not have requisite and applicable right(s) under law.
  5. You shall not upload files that contain viruses, malware, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.
  6. You shall not download any file posted that You know, or should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
  7. You shall not falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  8. You shall not create a false identity for the purpose of misleading others.
  9. You acknowledge that RAC may, at its sole discretion, monitor, remove or edit any content that You contribute. RAC may also pursue remedies available to it under law for any violation of these terms and conditions.
  10. You shall indemnify and hold harmless RAC from any claims and loss incurred by RAC as a result of your violation of these Terms of Use.
Third Party content The Website makes available the information of third parties including articles, reports, information, data, news, notifications, circulars, white papers, research papers and other data from the external sources (the “Third Party Content”). You agree and acknowledge that the Third-Party Content is not created by RAC. You acknowledge that the Third-Party Content provided on the Website has been obtained from the reliable sources, but no guarantees are made by RAC. Third Party Content is only for general information purpose and does not constitute a recommendation or intended to provide any legal, financial, tax or investment advice. You agree not to hold RAC, any business offering products or services through the Website or any provider of Third-Party Content liable for any decision or transaction which You may make based on Your reliance on or use of such data, or any liability that may arise due to delays or interruptions in the delivery of the Third-Party Content for any reason. By using any Third-Party Content, You may leave the Website and be directed to the external website maintained by another entity. If You decide to visit any such website, You do so at your own risk and it is Your responsibility to take all protective measures to guard against viruses or any other destructive elements. RAC makes no warranty or representation regarding any linked Website or the information appearing thereon or any products or services described thereon. Links are provided on this Website to You only for Your convenience only.

Posting on Website You hereby acknowledge and agree that no compensation shall be paid or no future commercial consideration has accrued with respect to the use of Your submissions including any content, feedback, suggestions, post, upload, or submit to any section of the Website (“Submission”) by RAC. By posting Submission You hereby warrant and represent that you own or otherwise control all the rights required under the worldwide law for Your Submission as described in these Terms of use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit. You are granting to RAC, its affiliates and sub-licensees permission to use Your Submission for operation of business including but not limited to the right to: copy, distribute, transmit, publicly display, perform, reproduce, edit, translate and reformat Your Submission, to publish your name and right to sub-license to any other party.

Indemnification You shall be liable to indemnify, defend and keep RAC harmless and its trustees, employees, associates, affiliates etc. (“Indemnified Parties”) from and against any and all liability and costs, including, without limitation, reasonable attorneys’ fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms and intellectual property rights.

Limitation of Liability RAC shall not be liable for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of this Website or any linked Website, even if RAC has expressly advised of the possibility of such damages.

Applicable Law This Website, including the Content and information contained herein, shall be governed by the laws of the Republic of India and the courts of New Delhi, India shall retain exclusive jurisdiction to entertain any proceedings in relation to any disputes arising out of the same. Contact Us Please contact us at reachus@racadvisers.com for any question or comments including all inquiries related to the intellectual property rights infringements regarding this Website.

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